Structure your wealth like the 1% — without moving abroad.
Designed for UK families and founders with £1m+ in business or property wealth.
Created in partnership with Commercial Barristers and Legal tax advisors / strategists
You're already in the 1%, but you're not being given the tools the 1% use to protect their wealth.
Plan before HMRC does. Q4 budget changes are coming.
40-45% income tax plus 40% IHT means more than half your wealth goes to HMRC, not your children
Without the right legal architecture, your family faces a 40% tax bill and unclear succession when you pass
Fragmented structuring exposes you to unnecessary tax on business sales and limits your ability to reinvest strategically — costing you five to six figures every deal you make
Standard planning leaves 40% of your estate exposed to IHT and doesn't optimise your assets for maximal growth
Control everything, own nothing - protect your legacy legally
Case studies from business owners who've implemented this strategy
The SAFO structure gives you what the 1% have — separation of control, income, and growth
Lower dividend tax from 33.75% to 8% effective rate. Freeze IHT at current valuation and prevent future exposure.
Maintain voting shares and decision-making power. Control everything while owning nothing for IHT purposes.
Assets move outside your estate after Year 3. Pass wealth to next generation efficiently and tax-free.
Use alphabet shares to separate voting control from income rights and growth value — maximizing flexibility and tax efficiency.
A professionally managed legal structure that protects and grows wealth across three generations.
Preserve privacy and control across jurisdictions with legal, optional offshore structuring for international families.
London, Property Portfolio
"We saved £2m over 10 years on IHT and still control everything. The SAFO structure gave us peace of mind."
Manchester, Tech Business
"The structure protected £5m from IHT while giving our children a clear succession plan. Life-changing."
Birmingham, Manufacturing
"Previously paying £150k/year in dividends tax. Now down to £40k with the SAFO structure. Remarkable savings."
London, Hospitality Group
"Our accountant couldn't believe the tax savings. This structure protected our £8m estate for our grandchildren."
"Manufacturing my business was not 50 IHT, but you can speed up millions. None of us at Directors are educated enough to ask the right questions."
See the complete tax picture: Income + CGT + IHT
| Tax Type | Traditional (Do Nothing) | With SAFO Structure |
|---|---|---|
| Income Tax (20yr) | £5.0m | £1.2m |
| CGT on Business Sale | 20% | 0% (if structured) |
| IHT on £3m Estate | £750,000 | £0 (frozen at setup) |
| IHT on £10m Estate | £3,000,000 | As low as £0 (if growth transferred) |
| Combined Tax Savings | £500k to £5m+ |
Average return over 10 years
Assets outside your estate
You retain control
100% legal. Every SAFO is UK-based, HMRC-cleared, and drafted by specialist commercial barristers. This is not a loophole—it's established legal architecture that wealthy families have used for decades. The structure is fully compliant with UK tax law and designed to withstand HMRC scrutiny.
Every SAFO structure is backed by specialist commercial barristers and designed to be HMRC-compliant from day one. This is established legal architecture—not creative accounting.
Calculate your exact savings in just 2 minutes (it's free)